Americans' understanding of how to manage money is decreasing, not increasing. According to BusinessWeek.com,
that Americans owe on loans for houses, cars, credit cards, and other purchases adds up to nearly 100% of their
income after taxes, up from 75% in 1992. Another study found that 20 percent of families earning less than
spend nearly half of their income on debt payments.
Sources: Business Week Online 8/3/2002, Credit Union National Associates 2002.
In a survey by Teenage Research Unlimited, teens said they spend 98% of their money instead of saving it. Of the
who took the Jump$tart personal finance survey in 2002, 68.1% received failing scores.
Sources: Teenage Research Unlimited 2001, and Jump$tart Coalition 2002, reported on
In a survey, only 21% of students aged 16 to 22 said they have taken a personal finance course in school. Only
to 21-year-olds said their parents taught them how to manage money. And only 7% of parents said their children
good understanding of financial matters.
Source: Youth and Money Survey, ASEC, 1999 and/or 2001, reported on
For more helpful information for families on school topics, call 410-727-0448.
UPDATE: NOVEMBER 30, 2021
BOARD OF EDUCATION OF HARFORD COUNTY
NOTICE OF PUBLIC COMMENT PARTICIPATION
MONDAY, DECEMBER 6, 2021
OPEN SESSION: 5:15 PM - 5:20 PM
This meeting will be conducted virtually with no public attendance due to the brief nature of this meeting
and the logistical issues regarding allowing public attendance in advance of the 6:30 PM meeting.
*The only item the Board will consider during this open meeting is consideration of meeting in a closed session.
CLOSED SESSION: 5:20 PM - 6:15 PM
BUSINESS MEETING: 6:30 PM – ADJOURNMENT
This meeting will be conducted in a hybrid fashion and public attendance will be permitted as explained below:
DOORS WILL OPEN AT 6:20 PM AND THE MEETING WILL BEGIN AT 6:30 PM
The Board of Education of Harford County will hold a hybrid Business Meeting on Monday, December 6, 2021, at 6:30 PM in the Board Room of the A.A. Roberty Building with Board Members, staff, and presenters in attendance both virtually and in-person. A 60-seat capacity will be available to the public. Seats will be available on a first come-first served basis. The meeting will be streamed live and archived for later viewing on the HCPS Website.
Public Comment Participation Call-In Process
Community members who wish to provide comments virtually during the Public Comments segment of the Business meeting are required to register by completing this form Public Comment Registration Form.
Registrations must be received by 9:00 AM on Monday, December 6, 2021. All fields on the registration form must be completed.
Speakers are reminded that public comments are considered public information and, as such, are subject to the Maryland Public Information Act.
UPDATE: NOVEMBER 19, 2021
The following information will be sent directly to all families with an email in our mass communications system on Friday, November 19, 2021 at 1:30 p.m.
Please take a moment to review the following message from HCPS about inclement weather operations during the 2021-2022 school year:
Inclement Weather Operations 2021-2022
Below is the message from the linked video, should you prefer to read the update here:
"As the weather gets colder, we reminisce about 'traditional' snow days from before COVID, and of course, think about virtual instruction that took place last year- even on snow days! As we wait for those first flakes to fall this year, we want to give our students and staff a quick update on how inclement weather will be addressed this year.
First, thank you to all of you who completed the survey about what staff and families would like to see on inclement weather days this year. There are many factors that must be considered moving forward. One factor that must be considered is if we hold asynchronous virtual instruction, as most survey respondents requested, will it count towards the state required 180 instructional days? Until we can confidently confirm that is the case, HCPS will utilize systemwide closures on inclement weather days. These will ensure the safety of students traveling on buses and provide consistent messaging for staff. Systemwide closures mean schools and offices are closed no instruction, in person or virtual, will take place. Essential personnel will receive further instruction from their immediate supervisors when needed. Transportation services will be suspended. We will continue to try to make and deliver these decisions the night before; not only does this help families and staff prepare for the closure, it ensures our transportation department who transports students to many out of county placements that require bus routes beginning much earlier and lasting much further into the evening than a traditional bus route, has plenty of notice, too.
If conditions allow for a delayed opening or require an early dismissal, HCPS will conduct those operational changes in the same manner they will apply to all students and staff and essential personnel will receive further instruction from their immediate supervisor.
Again, if the announcement says it is a systemwide closure, all schools and offices are shut down and essential personnel will receive additional information from their supervisor.
If we can operate virtually on inclement weather days in the future, we will be sure to share that with you as early as possible."
UPDATE: NOVEMBER 16, 2021
The following information will be sent directly to all families via phone, email, and text via our mass communications system Tuesday, November 16, 2021 at 5:00 p.m.
We would like to announce a new feature available on hcps.org for those utilizing HCPS bus transportation. If your bus or bus route is experiencing a known delay, information will be posted as soon as possible via the School Bus Route Status button on the homepage. The information is designed to provide the duration of the delay and whether a bus replacement will be necessary.
Thank you for your patience as we continue to face challenges like staffing shortages in our transportation department. If you or someone you know is interested in training to become an HCPS bus driver, please apply at hcps.org.
UPDATE: NOVEMBER 16, 2021
The following information will be sent directly to all staff and families via phone, email, and text via our mass communications system Wednesday, November 17, 2021 at 5:00 p.m.
On Wednesday, November 24, 2021, all HCPS schools and offices will be dismissed 3 hours early. Schools and offices will remain closed on Thursday, November 25 and Friday, November 26, 2021 for Thanksgiving break. Please note, half-day PreK will NOT meet on early dismissal dates.
Please visit www.hcps.org to access calendar information for the entire 2021-2022 school year, or by clicking here.
11/30/2021 12:12:48 PM
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